Terms of Service

Recipients and any information‐providers arising from any act or omission relating to the requesting, receiving or release of information, and (7) each Owner/Officer represents that he or she is authorized to submit this form on behalf of Merchant. A copy of this authorization may be accepted as an original. A copy of this authorization may be accepted as an original. The term “Representative” shall mean any funding source looking to offer, make available, or provide to the Merchant access to loans or merchant cash advances based on such Merchant’s future receivables or sales and/or structured with a periodic repayment feature. By clicking submit you agree to these terms.

ExpressBusinessLoans.com respects the privacy of its small business customers, partners, and affiliates. If you have any questions about the operation of our website, or our small business loan programs please contact us at info@ExpressBusinessLoans.com or call ExpressBusinessLoans.com customer service @ (631)608-2811.

Our website collects names, e-mail addresses, and other personal information from customers, partner, and visitors only when submitted via one of our online forms, such as our subscription form, application form, or mailing list registration form. This data is used solely by ExpressBusinessLoans.com to qualify you for one of our small business loan programs and is not sold to third parties.

Information We Collect

We collect information required to verify your identity, to determine whether or not you qualify for one of our loan products, and to process your account including deducting automatic payments. We collect information that includes your bank statements, credit card statements, your average bank balance, personal and business credit history, tax ID number, social security number, bank account information and payment behavior. We may conduct a site visit to collect information. We also obtain your credit score from the three credit bureaus. Once you are an ExpressBusinessLoans.com, Inc. customer, we may reach out to you for information again if you decide to renew your loan.

Privacy and Sharing of Information

By providing us the required information as outlined above and in your application, you are granting ExpressBusinessLoans.com, Inc. and our trusted business partners and service providers access to it. Your information is held securely by ExpressBusinessLoans.com, Inc. and our trusted partners. We may share your basic information (Name, Company Name, Phone, Email Address and Requested Loan Amount) with one of our business partners if we are unable to provide you with a loan.

Security of Information

ExpressBusinessLoans.com, Inc. takes the security of your information very seriously. ExpressBusinessLoans.com Inc. protects your information using bank-level data security: 128 bit-encryption and a Secure Sockets Layer (SSL) protocol. This creates an encrypted connection between your browser and our servers. All information remains encrypted at all times.

If you allow ExpressBusinessLoans.com to see your banking information online rather than in paper form, it is on a read-only basis. We do not have access to change, edit, or modify bank account information in any way. ExpressBusinessLoans.com, Inc. employees cannot view your banking username and passwords, and we securely store them in separate encrypted areas with our financial services providers.

Opt-Out Policy

ExpressBusinessLoans.com, Inc. and your business partners may contact you to offer you products and services that may of interest to you. To opt-out of receiving emails, telephone solicitations or other forms of contact from ExpressBusinessLoans.com Inc., and our trusted business partners regarding other products and services, please send an email to marketing@expressbusinessloans.com with “Opt-Out” in the Subject line, or a letter by postal mail to:

ExpressBusinessLoans.com, Inc.

ATTN: Marketing, Opt-Out

194 B Park Ave Amityville, NY 11701

USA

You must include your full name and business mailing email addresses and account number. Once we locate your contact information based on the information you provide us, it will be removed from our databases and mailings lists.